| 1. | Forms of uninsured lending carry some credit risk relative to insured deposits.
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| 2. | Merrill would not be the first financial services firm to offer insured deposits.
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| 3. | The bills propose different legal structures and safeguards against misuse of insured deposits.
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| 4. | FDIC insured deposits were acquired by another virtual bank, ING Direct.
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| 5. | Insured deposits of ?100, 000 or less were not affected.
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| 6. | Insured deposits of ?100, 000 or less would not be affected "'
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| 7. | That agency does insure deposit accounts or CDs up to $ 100, 000.
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| 8. | If that occurred, it would violate laws designed to protect federally insured deposits.
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| 9. | The FDIC pays the depositors their insured deposits using money from insurance reserves.
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| 10. | If that happened, it would violate laws intended to protect federally insured deposits.
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